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Wealth Management

Wealth Management

Introduction​

Decentralized wealth management solves a long-standing problem in investing: getting structured portfolio management without giving up control of your assets. In traditional systems, users hand their funds to intermediaries who make decisions off-chain and report results after the fact.

BLOK Capital works differently. You always keep control of your assets in your own wallet. All activity is governed by smart contracts on-chain. Depending on the type of garden you choose, portfolio behavior can either follow automated index rules or remain fully self-managed.

Nothing moves unless the smart contract allows it. The rules are transparent, verifiable, and enforced by code.

Instead of trusting someone’s judgment, you choose how much automation you want.

Why Wealth Management Exists​

Most users want diversified exposure and periodic rebalancing without constantly tracking markets or managing positions manually. That’s where structured portfolio management becomes useful.

Traditionally, this convenience comes with tradeoffs. Assets are handed over to third parties, visibility is limited, and users rely on delayed reporting especially risky during volatile market conditions.

BLOK Capital removes this tradeoff by making structured management optional rather than mandatory.

What BLOK Capital Does​

BLOK Capital supports two modes of portfolio management, depending on the type of garden a user selects.

→In Indexed Gardens, portfolio behavior is defined by an on-chain index. The index specifies asset composition and rebalancing conditions in advance. Rebalancing happens automatically at the index level based on preset rules, without any direct intervention on user assets.

→In Self-Managed Gardens, no automated rebalancing occurs. Users retain full flexibility to manage their positions manually, including swapping assets, lending, borrowing, or adjusting allocations as they choose. The protocol provides the infrastructure, but all decisions remain with the user.

In both cases, assets remain non-custodial. All movements are executed by smart contracts, no external party can withdraw funds, and every action is recorded on-chain. Governance of protocol upgrades and parameters is handled by the BLOK Capital DAO, ensuring transparent and accountable evolution.

How It Works​

You connect your wallet and choose a garden type. Indexed Gardens follow predefined index rules and rebalance automatically. Self-Managed Gardens give you direct control over portfolio actions. All execution happens on-chain through smart contracts. For deeper architectural and contract-level details, refer to the technical documentation.